Open an account
Eleven minutes to your first sweep.
Tell us about your company and we will send a secure link to finish verification. Most teams sweep their first dollars the same evening.
1 · Company
2 · Bank
3 · Approver
4 · First sweep
01 — Before you start
Four things to
have on hand.
If you have these, the application takes about eleven minutes. If not, you can save and come back.
01
Your EIN
The nine-digit employer identification number on your IRS letter.
Found on form CP 575
02
Formation documents
Certificate of incorporation or articles of organization, as a PDF.
PDF, up to 20 MB
03
One bank account
The operating account you will sweep from and withdraw to.
Verified by micro-deposits
04
A second approver
Anyone with authority to approve withdrawals above your threshold.
They get an invite by email
02 — The eleven minutes
Where the time
actually goes.
Measured across the last 500 applications. The slowest step is waiting for your bank.
Company details and documents
Link and verify your bank
Invite your second approver
Set your floor and first sweep
03 — What you are signing up for
Your money stays
yours at every step.
Custody in your name, same-day withdrawals and no lockups, from the first dollar.
Custody
Segregated account titled to your company
Withdrawals
Same day before 2pm Eastern
Lockups
None, ever
Fee
0.15% a year, netted from yield
04 — From clients
Teams who did this
last quarter.
interest in year one
We had nine months of runway doing nothing in checking. Knurla had it earning by Thursday, and I can still pay payroll the same afternoon.
Tom Whitaker · Halden Robotics
from sign-up to first sweep
The dual approvals sold our audit committee. Every withdrawal has two names on it and a log our auditors actually read.
Lucía Ferreira · Northbeam Health
held in reserve
We are a sixty-year-old freight company. I wanted boring and safe. Treasury bills in our own name is exactly that.
Arthur Klein · Klein & Sons Freight
05 — Account questions
Before you
start the form.
Who can open an account, what we check and how long it takes.
10
Who can open an account?
US companies (C-corps, S-corps and LLCs) with a US bank account. We do not currently serve individuals, trusts or non-US entities.
11
What do I need to sign up?
Your EIN, formation documents, the details of one bank account and the names of at least two people who will approve withdrawals. Most teams finish in about eleven minutes.
12
Can I connect my accounting software?
Yes. Daily balances and interest sync to the three most common accounting platforms, and you can export CSV or PDF statements at any time.